Selected Interest Rate Information

Annual Percentage Yield (APY) is accurate as of September 7, 2023.

Today's Rates

Featured Certificates of Deposit*
Non-Public Funds Only 

Term Minimum to Open Interest Rate APY
7 Month Special - Open Online! $1,000 4.91% 5.00%
11 Month Special - Open Online! $1,000 5.12% 5.25%

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Certificates of Deposit*
Non-Public Funds Only

Term Minimum to Open Interest Rate APY
91 Days $1,000 1.98% 2.00%
182 Days $1,000 1.98% 2.00%
12 Months $1,000 2.96% 3.00%
18 Months $1,000 2.96% 3.00%
24 Months $1,000 2.23% 2.25%
36 Months $1,000 2.23% 2.25%
48 Months $1,000 2.23% 2.25%
60 Months $1,000 2.23% 2.25%
60 Month Jump Rate $1,000 1.98% 2.00%

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IRA Accounts*
 

Term Minimum to Open Interest Rate APY
18 Months No minimum 2.96% 3.00%
36 Months No minimum 2.23% 2.25%
60* Months No minimum 2.23% 2.25%

Money Market Accounts

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Money Market Fund^ Minimum to Open Interest Rate APY
$1,000-$4,999 - Open Online! $1,000 0.25% 0.25%
$5,000-$9,999 - Open Online! $1,000 0.35% 0.35%
$10,000-$49,999 - Open Online! $1,000 0.50% 0.50%
$50,000-$99,999 - Open Online! $1,000 0.60% 0.60%
$100,000-$999,999 - Open Online! $1,000 1.00% 1.00%
$1,000,000 and more - Open Online! $1,000 1.24% 1.25%
Prosper Money Market+ Minimum to Open Interest Rate APY
$1,000-$24,999 - Open Online! $25,000 0.10% 0.10%
$25,000 and more - Open Online! $25,000 4.22% 4.30%

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Checking & Savings Accounts 

High Interest Checking♦ Minimum to Open Interest Rate APY
Tier 1: $0.01 - $20,000 - Open Online! $25 5.83% 6.00%
Tier 2: $20,001 and more - Open Online! $25 0.25% 1.21%
If monthly qualifications are not met:   0.01% 0.01%
 
Savings Minimum to Open Interest Rate APY
Regular Savings - Open Online! $25 0.05% 0.05%

*Cannot make further contributions. Fees may reduce earnings on these acocunts - substantial penalty for early withdrawal.

♦Qualifications include (1) 15 debit card purchases which must post and clear per qualification cycle, (2) one direct deposit or automatic payment that posts and clears per qualification cycle AND (3) receive e-statements. Available to personal accounts only.

^You must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed APY.

+You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed APY. Fees may reduce earnings on these accounts. Rates on “other accounts” mentioned above are subject to change without prior notice. Please ask a customer service representative for further details.